Will my Homeowner Insurance rate go up after filing a claim?

No, as a rule,rates will not go up after one claim.

Can my insurance company cancel my policy due to a single storm event after a claim?

An “act of god”  is not grounds for cancellation.

Is there a deadline to file a claim and complete improvements?

There is generally a 1 year statute of limitations to file a claim and complete improvements.

Refer to your policy if you are unsure.

Do I need to get 3 estimates for my insurance company?

No. You have the right to choose your contractor  based on quality not price.

What if the Insurance did not pay for my entire roof or repairs?

You are entitled to a re-inspection on your property with your contractor present.

When can you start my job?

Once we have settled with the insurance Company, and received a deposit, work should start within 1-2 weeks. Weather permitting your project can start sooner.

Should I have my contractor present during the insurance company inspection?

Yes, having a qualified contractor at your adjustment helps ensure a  fair claim.

The adjuster works for the insurance company. We work for you.

How do I know if a  contractor is qualified?

You should ask for references. Make sure the contractor is licensed and insured. Make sure they are a member of the BBB and have professional trade association credentials.